Complete Guide to Auto Insurance
Everything Korean Americans need to know about U.S. auto insurance
Types of Auto Insurance Coverage
Liability
Liability (λμΈ/λλ¬Ό λ°°μ)
Covers damage you cause to others in an accident
Collision
Collision (μΆ©λ)
Covers damage to your car from a collision
Comprehensive
Comprehensive (μ’ ν©)
Covers non-collision damage like theft, weather, and vandalism
Uninsured/Underinsured Motorist
Uninsured Motorist (무보ν μ΄μ μ)
Protects you if hit by an uninsured or underinsured driver
Personal Injury Protection (PIP)
PIP (κ°μΈ μν΄ λ³΄νΈ)
Covers medical expenses regardless of who is at fault
Compare Auto Insurance Rates by State
California avg. annual: $2,291
| Companyβ | Monthly Avg ($)β | Annual Avg ($)β² | AM Best Ratingβ | J.D. Power Scoreβ | Korean Serviceβ | Action |
|---|---|---|---|---|---|---|
| USAA | $125 | $1,500 | A++ | 890/1000 | β | Get Quote |
| GEICO | $156 | $1,872 | A++ | 835/1000 | β | Get Quote |
| State Farm | $178 | $2,136 | A++ | 842/1000 | β | Get Quote |
| Progressive | $195 | $2,340 | A+ | 830/1000 | β | Get Quote |
| Nationwide | $198 | $2,376 | A+ | 822/1000 | β | Get Quote |
| Liberty Mutual | $210 | $2,520 | A | 812/1000 | β | Get Quote |
| Allstate | $215 | $2,580 | A+ | 825/1000 | β | Get Quote |
| Farmers | $230 | $2,760 | A | 818/1000 | β | Get Quote |
State Farm
A++Monthly Avg
$178
Annual Avg
$2,136
J.D. Power Score
842/1000
Korean Service
β Available
Liberty Mutual
AMonthly Avg
$210
Annual Avg
$2,520
J.D. Power Score
812/1000
Korean Service
β N/A
Allstate
A+Monthly Avg
$215
Annual Avg
$2,580
J.D. Power Score
825/1000
Korean Service
β Available
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