Complete Guide to Home Insurance
Everything Korean Americans need to know about U.S. home insurance
Types of Home Insurance Coverage
Dwelling
Dwelling (μ£Όν ꡬ쑰물)
Covers the physical structure of your home
Personal Property
Personal Property (κ°μΈ μ¬μ°)
Covers your belongings inside the home
Liability
Liability (λ°°μ μ± μ)
Covers injuries or damage to others on your property
Loss of Use
Loss of Use (μ¬μ© λΆλ₯)
Covers additional living expenses if your home is uninhabitable
Medical Payments
Medical Payments (μλ£λΉ μ§κΈ)
Covers medical bills for guests injured on your property
Compare Home Insurance Rates by State
California avg. annual: $1,948
| Companyβ | Monthly Avg ($)β | Annual Avg ($)β² | AM Best Ratingβ | J.D. Power Scoreβ | Korean Serviceβ | Action |
|---|---|---|---|---|---|---|
| USAA | $115 | $1,380 | A++ | 882/1000 | β | Get Quote |
| State Farm | $142 | $1,704 | A++ | 838/1000 | β | Get Quote |
| Travelers | $155 | $1,860 | A++ | 835/1000 | β | Get Quote |
| Nationwide | $162 | $1,944 | A+ | 825/1000 | β | Get Quote |
| Allstate | $168 | $2,016 | A+ | 830/1000 | β | Get Quote |
| American Family | $172 | $2,064 | A | 828/1000 | β | Get Quote |
| Farmers | $178 | $2,136 | A | 820/1000 | β | Get Quote |
| Liberty Mutual | $185 | $2,220 | A | 815/1000 | β | Get Quote |
State Farm
A++Monthly Avg
$142
Annual Avg
$1,704
J.D. Power Score
838/1000
Korean Service
β Available
Allstate
A+Monthly Avg
$168
Annual Avg
$2,016
J.D. Power Score
830/1000
Korean Service
β Available
American Family
AMonthly Avg
$172
Annual Avg
$2,064
J.D. Power Score
828/1000
Korean Service
β N/A
Liberty Mutual
AMonthly Avg
$185
Annual Avg
$2,220
J.D. Power Score
815/1000
Korean Service
β N/A
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